Rev. 01/15

HEALTHFIRST FINANCIAL, LLC PRIVACY POLICY

Facts

WHAT DOES HEALTHFIRST FINANCIAL, LLC DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they will share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and income
  • Account balances and payment history
  • Credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons HealthFirst Financial, LLC chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does HealthFirst Financial, LLC share?

Can you limit sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –
to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share 

For our affiliates’ everyday business purposes –
information about your transactions and experiences

No

We don't share 

For our affiliates’ everyday business purposes –
information about your creditworthiness

No 

We don't share

For our affiliates to market to you

No

We don't share 

For our nonaffiliates to market to you

No

We don't share 

 

Who we are

 

Who is providing this notice?

HealthFirst Financial, LLC

What we do

 

How does HealthFirst Financial, LLC protect my information?

To protect your information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We authorize employees to get your information only when they need to in connection with their work, and we require companies that work for us to protect your information.

How does HealthFirst Financial, LLC collect my personal information?

We collect your personal information, for example, when you

  • Open an account or give us your contact information

  • Pay your bills or apply for a loan

  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account – unless you tell us otherwise

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • HealthFirst Financial, LLC does not share with affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • HealthFirst Financial, LLC does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • HealthFirst Financial, LLC doesn’t jointly market.

To download a PDF version of our Privacy Policy, please click here.
Questions? Call toll free: 888-394-3133 or visit our contact page

Other Important Information
CALIFORNIA: We do not share personal information for consumers with a California mailing address with nonaffiliates and affiliates for marketing purposes. We will limit all other sharing as applicable under California law.